AXA life insurance in Spain

AXA's life insurance can be taken out by persons over 18 years of age who are tax residentes in Spain or non-residents who have got a "Tarjeta de Residencia", a valid NIE (foreigner's registration number) and who can demostrate they own a property in Spain (e.g. presentation of the IBI).

Yes, insurance coverage in case of death is available up to age 80. Additional coverages are available up to age 65 (e.g. incapacity for work). The premium is constantly evolving depending on the age group.

The policy always has a duration of 12 months. Cancellation must be made in writing in Spanish and received by AXA Spain up to one month (working day) before the automatic renewal date in order to be effective.

The basic coverage includes death from any cause (illness or accident), which can be taken out from age 18 to 75, with coverage up to age 80. Possible additional benefits, such as total disability, incapacity for work and serious illness, can be taken out from age 18 to 64, with coverage up to age 65. The exact benefits can be found in AXA's general terms and conditions. Are you self-employed? We can also help you with protection for the self-employed

The premium is constantly calculated according to the age group. From a capital sum of € 300,000 or if the insured person is over 55 years of age, a medical examination will be carried out. From a capital sum of € 500,000 or more, an additional financial questionnaire is expected.

If you practice risk sports such as diving, skiing, boxing, aerial sports, etc., they should be included in the policy.