Construction safety

The construction of a new building or remodeling requires a lot of attention and solid protection. AXA's construction insurance is aimed at owners and building contractors and covers all deliveries, services and external areas. It protects against financial loss for property damage due to negligence, vandalism, weather conditions, fire, lightning, explosion or undetected soil characteristics. This avoids unexpected costs for owners and building contractors.
Discover the wide range of services
Protection against direct property damage due to unpredictable events at the construction site.
Protection against the use of inadequate or defective construction materials.
Protection against the consequences of poor workmanship.
Insurance against soil subsidence and ground movement.
Coverage for damage due to weather conditions such as rain, storm, hail or snow.
Protection against damage due to water spilling from own or other people's pipes.
Fire, explosion, flood and lightning protection.
Protection against theft and vandalism.
Protection against collisions with objects, aircraft and vehicles.
Frost damage and heat exchange included.
Protection against natural disasters such as storms, tornadoes, earthquakes, volcanic eruptions and cyclones.
Anke Sevenster offers personalized attention for every construction project. Our construction insurance is essential for homeowners and building contractors. Because of the many risks that can occur during a construction project, you can protect yourself and your project.
In addition to our many insurance offerings, we also offer other services for real estate owners. For example, construction and real estate financing, grant application and professional advice on construction or purchase. Simply contact us.
AXA's construction insurance is aimed at building owners as clients and builders as contractors who commission or provide services in the field of construction projects.
The insurance covers property damage caused by negligence, vandalism, weather conditions, fire, lightning, explosion, undetected soil properties of buildings and other unforeseeable incidents.
Yes, in addition to the new construction or conversion, the construction insurance also covers all exterior installations that arise as part of the construction project.
Yes, the insurance covers theft and resulting damage, provided that the building materials are stored in closed containers, as well as vandalism.
For a carefree construction project
The builder's liability is essential for the safety of your building site. When you break the floor, you assume responsibility for your home. The AXA liability insurance offers integrated builders' liability up to a certain amount of construction. If your project exceeds this amount, you will need separate builders' liability insurance. It covers new construction, alterations, repairs, demolition and excavation, and insures the homeowner's and land owner's risk on the site.
For all builders, we also recommend that you hire an all risk construction insurance, as well as liability insurance, to be fully covered.
Find out how you are optimally covered with us.
Individual sum insured according to your needs
Fixed franchise without percentage shareholding
Extended Employers' Liability for employees and subcontractors
Liability and legal expenses insurance included
Support with legal advice
AXA's builder's liability covers new construction, alterations, repairs, demolition and excavation work, for both houses and flats. You are optimally covered throughout the entire construction phase and can rely on our expertise.
You can obtain builder's liability insurance for a low premium if you take out construction insurance at the same time. This guarantees you full coverage and minimizes costs.
In addition to our many insurance offerings, we also offer other services for real estate owners. For example, construction and real estate financing, grant application and professional advice on construction or purchase. Simply contact us.
You are responsible for the safety of your construction site during the entire construction period. The builder's liability protects you against financial risks in the event of personal injury or damage to property.
New buildings, conversions, repairs, demolition and excavation work, as well as the civil liability of the owner of the dwelling and of the building site are insured.
Private liability insurance provides integrated liability for builders' liability up to a certain construction amount. If the project exceeds this amount, you need a separate builder's liability insurance.
Your partner for all aspects of construction
Construction guarantee insurance, also known as "Decenal insurance" in Spain, provides comprehensive protection against structural defects that may occur during the first ten years after the completion and acceptance of a building. It provides a high level of security to builders and future owners.
In Spain, this insurance is required by law and mandatory for any developer selling private houses or flats to third parties.Decenial insurance also plays a crucial role in real estate transactions, as Spanish construction legislation requires it for the sale of a property within the first ten years of its completion. It is therefore an important safeguard for buyers and sellers and builds confidence in the quality of the property.
For all builders, we also recommend that you hire an Construction insurance as well as liability insurance, to be fully covered.
Choose safety and quality
Extensive coverage for structural defects within 10 years
Personal advice from our experts
Simple contract processing
To ensure the best possible protection for your construction project, we recommend that you take out construction guarantee insurance before work begins. Please use our online enquiry form or arrange a personal consultation with our experts.
In addition to our many insurance offerings, we also offer other services for real estate owners. For example, construction and real estate financing, grant application and professional advice on construction or purchase. Simply contact us.
The Decenial insurance covers structural defects of the building that occur within the first ten years after the reception of the construction.
The required documents are:
1.
Copy of the Geotechnical Study.
2.
Copy of the project licence.
3.
Declaration of the value of the building.
4.
Inspection report from a recognised building inspection company (OCT).
Decenial insurance must be taken out prior to the start of construction to ensure comprehensive protection.
Trust Anke Sevenster's expertise and secure your project in an optimal way.

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