Health insurance in Mallorca with AXA and Anke Sevenster

If you emigrate to Spain as an employee or self-employed person, you will be enrolled in the state healthcare system, Seguridad Social. This system offers good primary care, but the waiting times are long and the patient cannot choose the doctor. Private health insurance can therefore be useful for appointments with specialists without co-payments and waiting times and medical consultation programmes. The premiums for private health insurance are generally more favourable than with private health insurance companies on other countries. At AXA Spain, you can directly see the amount you would pay each month if you wanted to take out private health insurance.

Private health insurances in Spain are not designed as comprehensive health insurances, as certain coverages can only be obtained through the Social Security due to legal regulations. At AXA we offer two packages that come very close to European standards of a comprehensive health insurance: Optima, for complete protection in Spain with AXA specialists and hospitals, or Optima Plus with freedom of choice of doctors worldwide. The package chosen determines the scope of coverage.

No, it is not necessary to be registered as a resident. However, a fundamental requirement for the insurance is a stay of more than 6 months in Spain. Here you will find information on how to apply for the NIE

Our Optima insurance package gives you complete protection with AXA specialists and hospitals in Spain, where you will not have to pay upfront or consultation fees. Billing is direct.

Our AXA Optima Plus insurance package offers the full AXA Optima protection, as well as exceptional additional services and the possibility of reimbursement with freedom of choice of physicians worldwide.